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Insurance Companies in Spring Hill Car Accident Cases

Car accidents can cause a significant amount of physical pain, stress, and financial hardship. You may need to undergo multiple surgeries or procedures to address your injuries, which can lead to expensive medical bills. Additionally, taking time off work for your recovery can hinder your ability to pay those bills.

On top of all those stressors, you will likely have to deal with at least one insurance company. When communicating with auto insurers, it is important to understand that the insurance companies in Spring Hill car accident cases are not on your side. Even if it is your own insurer, the company’s goal is to pay you as little money as possible.

Because your goal of obtaining compensation is in direct conflict with the insurance company’s objective, it is crucial that you work with a determined vehicle collision attorney. A car accident lawyer at Hancock Injury Attorneys can help you receive appropriate compensation for the injuries you sustained.

Answering an Initial Call from an Auto Insurance Company

If you were injured in a car crash, the at-fault party’s insurance company will likely try to contact you immediately. It may seem like a harmless phone call, but the insurance adjuster is not your friend. The purpose of this initial call is to obtain a recorded statement that will hurt your ability to attain full compensation in a settlement.

Should You Give a Statement to the Other Party’s Insurer?

Insurance companies know that the average driver does not fully understand car accident laws. So, they call as soon as possible in hopes that you have not retained legal counsel. If you give a statement without consulting an attorney, you may accidentally say something to make the insurer believe you were at fault for the collision.

For example, the insurance adjuster may ask you how fast you were driving. You might state that you were driving around 45 miles per hour if you believe that was the speed limit on the road where the accident occurred.

However, if the speed limit was actually 35 miles per hour, you would have just admitted to speeding and made yourself vulnerable to comparative fault allegations. This would allow the insurance company to deny financial liability for your damages.

So, it is best to refrain from giving statements to insurance adjustors without speaking with a lawyer first. An experienced attorney in Spring Hill can advise you on how to answer the insurance company’s questions about your car accident.

How Can a Spring Hill Lawyer Help with Your Car Accident Claim?

Many people believe insurance companies treat injured parties fairly. As a former insurance defense lawyer with insider knowledge on top of 30 years of experience, Attorney Mike Hancock can tell you that is not true. This incorrect assumption leads many car accident victims to pursue insurance claims without an attorney.

Whether you are dealing with an insurance company like GEICO, Allstate, or Progressive, you need a seasoned lawyer to help you prepare for all the deceptive tactics the insurer may use against you. For example, a company may have you communicate with multiple insurance adjusters who tell you conflicting things about your car accident case.

Initially, it may seem like simple miscommunication. However, after a week of being misled, you will begin to realize the insurance company does not have your best interest in mind. In cases such as these, you need qualified legal representation.

If you work with a reputable auto accident attorney, insurance adjustors will be less likely to take advantage of you. A dedicated lawyer can help you protect your rights and achieve a fair settlement.

Helping You Preserve Evidence

Another reason to contact an attorney early in the claims process is that a legal professional can help you preserve evidence. Modern cars typically have electronic data recorders (EDRs) installed in them. After an accident, the at-fault party may try to get rid of the EDR to avoid liability. A lawyer can send an anti-spoliation letter to the other party’s insurance company on your behalf to ensure all evidence is preserved.

Talk to an Attorney About Insurance Companies in Spring Hill Car Accident Cases

Insurance companies will do everything in their power to avoid paying you the compensation you deserve after an accident. This is why you need the help of a Hernando county personal injury lawyer. At Hancock Injury Attorneys, we have years of experience dealing with insurance companies in Spring Hill car accident cases. Contact us today to schedule a free consultation about your case.

Click here for a free consultation so that you can focus on healing while we take care of everything else.

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Client Testimonials & Reviews

I have received nothing but the best service I can ask for from Mike Hancock’s office. He and his office are true professionals in every sense of the word. They guided me along the process and had outstanding communication. I am more than pleased with the services they provided, and I would definitely recommend them to anybody.

— Kayla Hamilton

From first to last interactions with attorneys Mike and Claire Hancock, to all the supporting staff and legals, the office has always been courteous, knowledgeable, and professional. They have always gotten right back with me when I had a question, and would not hesitate to highly recommend them.

—Debbie Smith

Absolutely fantastic! The Attorneys and its staff are very knowledgeable. Through my entire process they kept constant communication and the return of calls. I couldn't have made a better choice.Can’t say enough. Thank you, Mike and Gabby.

- L.C.

I want to express my thanks to you and your staff for handling my case. Your expertise and kindness in representing me was invaluable. Thank you so much for your professional and effective help. I won’t hesitate to recommend your firm to anyone who may need legal assistance

- J.M. of Tampa, Florida

I have no words to describe the wonderful experience that had been for me to do business with his legal firm . . . I really appreciate all the great effort that you guys put into my case.

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Heartfelt thanks to you for my check and for all your work for the extra check. I am so grateful to you. Appreciate everything very much! Special thoughts and prayers.

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Thanks for the awesome service. You both did so much work on this and I appreciate it very much. This is a great outcome.

- P.Q. of Palatka, Florida

Mike and his team are awesome, emails are always responded back same day and the chiropractor recommendation was great. I was in a small fender bender but was always treated as if my case was worth a million dollars. I recommend his firm 1,000% you won't be disappointed.

- Chris

Your unwavering commitment to my family, and the love and compassion you have shown by your actions, and not just words, have had a dramatic, unforgettable impact on us all. Your kindness and level headedness in your representation has helped us be able to live a decent and stress-free life from here forward.

- P.M. of Brooksville, Florida

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