What to Do if an Insurance Company Blames You After an Accident?

September 11, 2025 | By Mike Hancock
What to Do if an Insurance Company Blames You After an Accident?

Being blamed for a crash you didn’t cause can feel overwhelming. Insurance companies often try to shift fault onto you, even when you know you weren’t responsible. Here’s what you need to know if that happens.

Why Insurance Companies Point Fingers

Insurance adjusters are trained to minimize payouts. One of the first things they look at is whether they can argue that the accident was your fault—or at least partly your fault. They may ask for a recorded statement and frame their questions in ways designed to hurt your claim. That’s why it’s risky to deal with them on your own.

How Evidence Can Prove Your Case

When you hire an experienced attorney, they can gather the right evidence to prove what really happened. In many cases, we use forensic engineers to download data from your car’s electronic data recorder (EDR)—essentially the vehicle’s “black box.”

The EDR captures critical details like your speed, braking, and whether you had stopped before impact. This objective data often makes the difference when the other driver’s insurance company insists you were at fault.

For example, in one multi-car accident, the other drivers blamed our client for rear-ending someone else. But the EDR showed he was at a complete stop before being hit from behind. That evidence secured a successful outcome.

Without an attorney, you’re at a serious disadvantage. Insurance companies have tactics and resources to protect their bottom line. By working with Hancock Injury Attorneys, you’ll have someone on your side to gather the facts, push back against unfair blame, and fight for the compensation you deserve.

If an insurance company is blaming you after an accident, contact Hancock Injury Attorneys for a free consultation. We’re here to protect your rights.

Mike Hancock

TAMPA PERSONAL INJURY ATTORNEY

People involved in serious accidents experience loss and often don’t know what to do next.

Tampa Personal Injury Attorney Mike Hancock has dedicated his career to handling the recovery process for his clients so that their lives can get back to normal.

Mike has excelled in personal injury litigation for over 35 years, and even though that’s earned him numerous professional honors, what’s most important to him is meeting directly with you and his commitment to giving you peace of mind.

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