How Our Lawyers Handle an Allstate Injury Claim

How Our Lawyers Handle an Allstate Injury Claim

Our lawyers handle an Allstate injury claim urgently and professionally. They will represent you in all communications with Allstate, including settlement negotiations. Whether you were in an auto accident, have a property damage claim, or are dealing with Allstate under other circumstances, an attorney will seek fair compensation for your losses.

Allstate is a massive insurer with ample resources. If it decides not to handle your claim in good faith, you may have to fight for a fair settlement (or even file a lawsuit). Our Tampa personal injury lawyers have vast experience to deal Allstate injury claim, will represent you so you can focus on recovery, personal matters, or other priorities.

What to Know About Dealing with Allstate

As you move forward with your claim, you deserve complete information about dealing with Allstate. Some important points to consider are:

Allstate Will Look Out for Allstate

The relationship between the policyholder (or beneficiary) and the insurance company can be confusing. You may assume that an insurance company has your interests at heart because you entered into a contract with them (or they have a contract with someone who caused you harm). This isn’t necessarily true.

You should expect insurance companies, including Allstate, to:

• Recognize that they face thousands of claims per year and that paying every claim fairly will cut into their profits
• Fight to pay as little as possible in each claim they handle

Once you recognize this, you can prepare to fight for the compensation you deserve. Even when an insurer does not show bad faith, you should not expect them to simply hand over the money you are entitled to. Rather, prepare to have to negotiate for a fair settlement.

Allstate Has Massive Resources on Its Side

Allstate ranks in the top five of American insurers in terms of:

• Homeowners insurance premiums written
• Private passenger auto insurance premiums written
• Property and casualty insurance premiums written

These metrics indicate the sheer size and resources that Allstate possesses. Such a significant market share means that Allstate has:

• The ability to train its adjusters to save the company as much money as possible
• The ability to wait out claimants, potentially engaging in difficult negotiations
• Attorneys and other resources it may use to fight against your claim

Hopefully, Allstate approaches your claim with integrity and good faith. Even if this is the case, there is no harm in having an experienced legal advocate representing you. If negotiations prove challenging, your attorney will demand fair compensation from Allstate.

Allstate Will Gather Its Own Facts and Evidence

Many claimants have assumed that the insurance company will honor “the truth.” While you may know the facts, insurance companies sometimes pick and choose details and evidence to fit their narrative.

You should have your own attorney to:

• Secure all evidence that might be beneficial to your claim
• Consult experts regarding your claim
• Provide all relevant evidence and information to Allstate
• Document your losses and provide the documentation to Allstate
• Combat any misleading or incomplete renditions of the events that prompted your claim

Don’t rely solely on the insurance company's findings. Rather, have an unbiased attorney conduct their own investigation and build your claim from the ground up.

Allstate May Not Offer the Compensation You Deserve

There is a chance that Allstate will decide to deny your claim or offer less compensation than you should receive. In these cases, it can help to have a lawyer representing you. Your attorney will be ready for such challenges, and they will continue to fight for a fair settlement.

Types of Claims You May Pursue with Allstate

As one of the world's largest insurers, Allstate offers various insurance types. You may file a claim with Allstate regarding the following:

• A car accident
• A motorcycle accident
• A truck accident
• A pedestrian accident
• A slip and fall 
• A trip and fall
• Injuries caused by a physical assault (premises liability or general liability insurance may cover such instances) 

Lawyers most commonly deal with Allstate in the context of auto accidents. However, if you are seeking compensation from Allstate under any circumstance, consider hiring an attorney to help.

An Attorney Can Protect You from Mistakes and Rights Violations

Your lawyer will be a strong defense against threats to your claim, which can include:

• Your own errors: This is not to say you are error-prone; it’s just that anyone can make a mistake that compromises a possible financial recovery. If you accidentally indicate that you did something to cause your losses, or Allstate representatives mislead or confuse you, the result can be financially catastrophic.
• Unfair denial of the claim: Allstate may deny your claim. Adjusters may hope you accept the denial without further questions or a fight. Your lawyer will not accept a wrongful denial and will counter Allstate's reasoning for denying the claim.
• Lowball settlements: An attorney can advise you not to accept lowball settlement offers from Allstate. Your attorney will recognize these offers as insufficient and will encourage you to let them continue fighting for a larger settlement.
• Delays: Delays in the claims process can ratchet up the financial pressure on you and are, therefore, unacceptable. Your lawyer will be in frequent contact with Allstate representatives to ensure they resolve your claim as quickly as possible. 
• Tough negotiations: When settlement negotiations with Allstate occur, the insurer may be determined to hold fast to its lowball offer. However, your attorney will present evidence of liability and proof of your losses, hopefully persuading the Allstate reps to pay you fairly. 

Your attorney will represent you in every interaction with Allstate and any other insurers you deal with. If there comes a point where you must make a statement, your attorney will coach you through the process.

Allstate Claim Lawyers Handle Every Step of the Insurance Process

Your attorney will be the shepherd for your insurance claim, guiding it to the resolution. Their pressing goal will be obtaining fair compensation for the losses you have suffered, and they may build your claim by:

Documenting the Event(s) That Prompted Your Allstate Claim

Your attorney will get the facts about the event(s) that prompted you to file a claim with Allstate. Whether you were in an auto accident, suffered injuries on dangerous premises, or have filed a claim for other circumstances, your attorney will:

• Visit any locations that are relevant to your claim
• Take any photographs and videos that help detail the cause of your injuries
• Retain any experts whose testimony can improve your claim’s outcome
• Get eyewitness accounts detailing the harmful event(s)

The cause of each Allstate claim is unique. Your attorney will adapt the documentation process to the specific circumstances under which you suffered injuries.

Researching Any Allstate Policies Related to Your Claim

Lawyers who regularly handle injury claims understand the language of insurance. Your lawyer will:

• Identify the insurers who owe you compensation
• Obtain copies of insurance policies so they can read the details themselves
• Highlight specific details of the policies that are relevant to your claim

By understanding all relevant policies, your attorney can hold Allstate accountable for the details of those policies.

Documenting Your Covered Losses

Those with injuries suffer many similar losses, and your attorney must document those losses in as much detail as possible. Useful documentation may include:

• Medical bills
• Doctors’ notes (including written diagnoses of injuries)
• Medical images of injuries
• Mental health experts’ testimony about your pain and suffering
• Bills for mental health services
• Invoices for property damage (such as vehicle repair bills)

Your own accounts of your losses can also be helpful. An Allstate claims attorney will create a detailed picture of your financial and non-financial losses as they seek a fair settlement.

Calculating a Precise Settlement Goal

It’s a lawyer's duty to understand exactly how much compensation their client deserves. This is the only way to ensure the client faces no preventable financial hardship after they receive a settlement or judgment.

Attorneys consider the non-economic harm of injuries, including pain and suffering. Your lawyer will understand legally acceptable ways of calculating such complex losses.

Dealing with Allstate 

If a claimant deals directly with Allstate, they often jeopardize their prospective financial recovery, even during seemingly routine communications. Your lawyer will handle communications with Allstate, including:

• Arranging for the claims adjuster to conduct their duties
• Providing information about your losses to Allstate
• Arranging and completing settlement negotiations with Allstate representatives
• Responding to denials, settlement offers, requests for information, and other updates from Allstate

While insurance companies sometimes operate in good faith, don’t assume that yours will. Allow an attorney to serve as the buffer between you and any insurance company that may attempt to underpay your claim.

Negotiating a Settlement

Allstate should agree to negotiate a settlement with your attorney, at which time:

• Both parties will meet remotely or in person
• Allstate may extend an initial settlement offer
• Your attorney will explain why the offer is not sufficient (if it is a lowball offer)
• Your attorney will present relevant evidence and documentation of your losses
• Your attorney will present their settlement demands
• Allstate will have the chance to meet those demands

You should receive regular updates on the negotiating process from your attorney. This will include specific advice about accepting or declining any of Allstate’s settlement offers.

Considering Taking Additional Legal Action

Your attorney may advise you to pursue a lawsuit against Allstate or parties directly liable for your injuries. If this is the case, your attorney will:

• Identify who should be the defendants in the lawsuit
• Draft and file the lawsuit
• Grant Allstate one last opportunity to settle fairly
• Proceed to court
• Ask a jury that you be compensated fairly for your injury-related losses

Attorneys’ ability to complete trials is one of the greatest reasons to hire one.

Losses Your Lawyer May Demand Compensation For

However your injuries happened, being injured can cause a host of serious damages, including:

• Pain and suffering: You should see a mental health professional who may diagnose symptoms of post-traumatic stress disorder (PTSD), depression, lost quality of life, and other types of pain and suffering.
• Healthcare expenses: Your attorney will demand that those financially responsible for your injuries (including Allstate) cover your medical costs.
• Professional losses: You may deserve compensation for lost income, diminished earning power, and certain other professional losses.
• Property costs: If you were in a car accident or injured in other circumstances related to negligence, your attorney will seek fair compensation for property expenses.

Attorneys are familiar with such losses, and they know how to document them.

Find Your Allstate Injury Claim Lawyer Today

If your lawyer is going to build an effective claim and potentially file a lawsuit, time is of the essence. From gathering evidence to beating the statute of limitations for a lawsuit, they will need to act quickly. Don’t wait to hire your lawyer. We know how to handle Allstate claims, along with claims involving any other insurance company.