Many of us do not realize how dangerous driving can be until we are faced with severe injuries from an unexpected accident. Even if you drive safely, there is no guarantee that the other people on the road will use the same amount of caution. Reckless motorists put countless people at risk when they engage in unsafe driving practices.
Following a vehicle collision caused by a negligent driver, and after you are released from the emergency room or urgent care, the next thing you can do to protect yourself and get the compensation you are entitled to is call us. Dealing with civil lawsuits or settlement negotiations can be confusing and frustrating without a seasoned personal injury attorney on your side. You may be uncertain whether you have a valid legal claim arising from the accident. With a Wesley Chapel car accident lawyer representing you, you could improve your chances of securing compensation for your medical bills, lost wages, and other losses. At Hancock Injury Attorneys our team will make sure you only have to focus on healing, while we take care of everything else
Negotiating with Auto Insurance Companies for Car Accident Injury Victims
Just because you were in a car wreck does not mean you have to go to trial. Many vehicle collision cases are resolved through negotiations with auto insurance companies. Whether you are dealing with your insurer or the other driver’s, you should keep in mind that these companies rarely have your best interest at heart. Let our experienced car accident attorneys take care of dealing with these companies for you.
Insurance conglomerates are for-profit businesses, and their goal is to settle claims for as little money as possible. Our auto accident attorneys are familiar with the tactics insurers often use during negotiations and could advise you against accepting low-ball offers. Attorney Mike Hancock used to represent these insurance companies in the beginning of his career, so he knows the tactics they try to use, and how to outsmart them. If settlement negotiations are unsuccessful, we are prepared and willing to file a lawsuit on your behalf.
Is Personal Injury Protection (PIP) Mandatory in Wesley Chapel?
Florida is one of the few states that require drivers to purchase personal injury protection (PIP) with their auto insurance coverage. This mandate is detailed in the Florida Motor Vehicle No-Fault Law. Additionally, Florida Statutes Annotated § 627.731 states that all injured parties are entitled to compensation for medical, funeral, and disability insurance benefits regardless of who is responsible for the wreck. A knowledgeable attorney can handle your insurance claim and help you recover the maximum amount of compensation after your car accident.
What Type of Compensation Can You Get Through PIP Coverage After a Car Accident in Wesley Chapel?
After a car accident, your first source of compensation is the PIP coverage through your insurance policy. However, Fla. Stat. Ann. § 627.736 sets limits on the amount of damages covered by personal injury protection. You may only pursue a claim with the other driver’s insurer if your damages exceed what is covered by your policy. Through your insurer, you can seek compensation for:
- Medical care related to the car accident, past and future
- Occupational, recreational, and psychological therapy
- Lost income (present and future)
- Funeral expenses
- Property damage
Depending on how severe your injuries are, you may be able to file a lawsuit for your non-economic losses.
Damages Available in a Lawsuit
If your injuries and damages warrant a lawsuit, Fla. Stat. Ann. § 627.737(2) allows you to pursue awards for:
- Permanent physical harm
- Mental anguish
- Pain and suffering
- Emotional distress
- Loss of consortium
While state law does not cap compensatory damages, Fla. Stat. Ann. § 627.737(4) prohibits plaintiffs from demanding punitive damages if they have sought compensation above their insurance policy limits. Lawyers who regularly handle motor vehicle accident cases could examine your claim and determine the appropriate type and amount of damages to pursue.
Seek Legal Help with a Free Consultation from a Wesley Chapel Car Accident Attorney
The losses you suffer in an auto wreck go far beyond damage to your car and bodily injuries and you may be at a loss with how to proceed While money will not restore all you lost after an accident, if you plan to fight for the compensation you need, you could benefit from retaining a Wesley Chapel car accident lawyer. Our team understands the complexities of the legal system and could stand by you every step of the way. Contact us today to schedule a free case evaluation. We are available to answer your call 24/7 and can answer any questions you may have regarding your car injury case. Call us at 813-915-1110 or click the button below for a free consultation so that you can focus on getting better while we take care of everything else.