Head-on collisions are rare events that you don’t ever expect to happen, but when these types of accidents occur, they often result in catastrophic injury or death. Even when all seat belts and airbags work as intended, the aftermath can be devastating. The feet, legs, and hips may bear the brunt of the impact, causing broken bones, dislocations, and other severe injuries. If a driver or passenger is thrown from the vehicle, death or severe trauma is almost always the result.
If you or a loved one were injured in a crash caused by a negligent party, consider meeting with a Tampa head-on collision accident lawyer. At Hancock Injury Attorneys, we have a record of success in settlement negotiations and trial. Talk to one of our top-rated car accident lawyers right away to learn more about how we can help you.
What Makes Head-On Collisions So Severe?
The primary reason why head-on collisions have such catastrophic consequences is a matter of physics. When you get into a car crash, your body continues to move after the vehicle stops. In other words, the vehicle’s forward momentum is transferred to you. This momentum is generally what leads to injuries.
When two cars hit each other head-on, both vehicles’ forward momentums combine, significantly increasing the total force exerted on drivers and passengers. To put it in numerical terms, a head-on collision between two cars traveling at 30 miles per hour generates about as much force as one car hitting a wall head-on at 60 miles per hour. That effect gets even more extreme at higher speeds.
Because of the physics involved, front-end car crashes are more likely to result in life-altering and fatal injuries than other types of collisions. If you are considering filing a claim against the negligent party, you should work with an experienced Tampa attorney who understands the severity of head-on car accidents.
How Can Negligent Driving Lead to a Front-End Crash?
Unlike side-impact and rear-end crashes, which often happen at intersections and stop signs, head-on collisions most commonly occur on two-lane roads and highways not separated by retaining walls. Front-end crashes typically occur when a negligent driver goes the wrong way down a one-way street or drifts over the centerline on the highway. In many of these accidents, the driver responsible is engaging in reckless acts, such as:
In some cases, a poorly-timed pass on a two-lane road can have devastating consequences. Whatever the reason behind your head-on collision, you will need legal help to secure compensation from the at-fault party.
Gathering Evidence to Prove Liability
When you pursue a legal claim, you must prove the other party’s negligence based on “a preponderance of the evidence.” Proving that the other driver directly caused your injuries is hardly ever a straightforward process.
Depending on the circumstances, you may need to collect police reports, security camera footage, and eyewitness accounts. A skilled attorney will have the resources to help you gather all this evidence. Additionally, a legal professional can subpoena cell phone records to prove the other driver was texting or hire an accident reconstruction expert to show how the defendant caused the head-on crash. A dedicated personal injury lawyer can help you build a strong case for compensation.
How Do Insurance Claims Work After Tampa Front-End Accidents?
Florida has a “no-fault” car insurance system, meaning if you want to seek restitution for medical expenses, you must initially file a claim under your own personal injury protection (PIP) car insurance policy. Your medical expenses are likely to exceed what you have in PIP benefits. From there we can help determine if the at-fault party carried what’s known as bodily injury liability coverage, if they do, we will be able to seek damages out of that coverage. From there we look to see if your carry UM or UIM (Uninsured/underinsured motorist) coverage. For more information on how car insurance works in Florida read more here. The at-fault party will also be responsible for costs associated with your vehicle repair or replacement.
Recovery for pain and suffering is only possible if you suffered a “serious injury.” State law defines a serious injury as one that involves a bone fracture, leaves you fully disabled for at least 90 days, or results in significant permanent disability or disfigurement. Because head-on collisions typically lead to catastrophic injuries, it is often possible to pursue third-party litigation with help from a qualified lawyer.
You should note that insurance companies and negligent third parties will try to minimize their financial liability for your damages. A lawyer can still be vital to ensuring you recover compensation for the full extent of your losses. Hancock Injury Attorneys will compile all evidence of your injuries and expenses to maximize your compensation.
Contact a Tampa Head-On Collision Accident Attorney Today
Before you talk to the insurance companies, you should always speak with legal counsel. Our Tampa head-on collision accident lawyers can help you recover the money you are owed. Call our firm right away to schedule your free case evaluation and get started with your claim.