Choose Your Language:
Hablamos Español

What Does “Full Insurance Coverage” Actually Mean? Why you NEED UM Coverage in Florida


Hi, I’m Mike Hancock with Hancock Injury Attorneys and today I want to give you some advice on car insurance and, more specifically, advice on what it means to have full coverage in Florida. In Florida, all you’re legally required to have is your no-fault or PIP coverage and property damage liability coverage. That’s it, and that’s far from full coverage.

What I consider to be full coverage is this: you have to have your PIP, you have to have your property damage liability, but then to have full coverage, you also need to have bodily injury liability coverage, collision coverage, comprehensive coverage, rental car reimbursement, and, most importantly, you need to have uninsured motorist coverage. Because, in Florida, the statistics show that at least 25% of everybody driving on the roadways are completely uninsured. So, uninsured motorist coverage is the most important coverage you can have in addition to your PIP and property damage liability.

And, you can watch some of our other videos that give you a better explanation of all the benefits of uninsured motorist coverage. I’m Mike Hancock with Hancock Injury Attorneys, and if you need some more information or want to watch more videos regarding uninsured motorists or any other aspect of your insurance coverage, go to our website www. Hancock Injury Attorneys .com.

what our clients say

Client Testimonials & Reviews

I have received nothing but the best service I can ask for from Mike Hancock’s office. He and his office are true professionals in every sense of the word. They guided me along the process and had outstanding communication. I am more than pleased with the services they provided, and I would definitely recommend them to anybody.

— Kayla Hamilton

From first to last interactions with attorneys Mike and Claire Hancock, to all the supporting staff and legals, the office has always been courteous, knowledgeable, and professional. They have always gotten right back with me when I had a question, and would not hesitate to highly recommend them.

—Debbie Smith

Absolutely fantastic! The Attorneys and its staff are very knowledgeable. Through my entire process they kept constant communication and the return of calls. I couldn't have made a better choice.Can’t say enough. Thank you, Mike and Gabby.

- L.C.

I want to express my thanks to you and your staff for handling my case. Your expertise and kindness in representing me was invaluable. Thank you so much for your professional and effective help. I won’t hesitate to recommend your firm to anyone who may need legal assistance

- J.M. of Tampa, Florida

I have no words to describe the wonderful experience that had been for me to do business with his legal firm . . . I really appreciate all the great effort that you guys put into my case.

- F.F. of Ocala, Florida

Heartfelt thanks to you for my check and for all your work for the extra check. I am so grateful to you. Appreciate everything very much! Special thoughts and prayers.

- So grateful to you

Thanks for the awesome service. You both did so much work on this and I appreciate it very much. This is a great outcome.

- P.Q. of Palatka, Florida

Mike and his team are awesome, emails are always responded back same day and the chiropractor recommendation was great. I was in a small fender bender but was always treated as if my case was worth a million dollars. I recommend his firm 1,000% you won't be disappointed.

- Chris

Your unwavering commitment to my family, and the love and compassion you have shown by your actions, and not just words, have had a dramatic, unforgettable impact on us all. Your kindness and level headedness in your representation has helped us be able to live a decent and stress-free life from here forward.

- P.M. of Brooksville, Florida

More Testimonials & Reviews