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Do I Have To Give A Recorded Statement To The Insurance Company After An Accident?


I’m Mike Hancock with Hancock Injury Attorneys and I want to answer the question that we frequently get: do I have to give a recorded statement to the insurance adjuster?

If we’re speaking about an insurance adjuster for the person who was at-fault for the crash, then the answer is always no. You do not have to give a recorded statement to the insurance company for the at-fault party’s insurance company. Now if we’re dealing with your insurance company, for instance your insurance company requests to take a recorded statement from you, then yes, you do have an obligation under the terms of your auto insurance policy to cooperate with your own insurance company. That includes the obligation to give a recorded statement, and sometimes even an examination under oath. But in that situation, I always advise my clients never to give a recorded statement to your own insurance company until you have the opportunity to speak with an attorney. More specifically for our clients, we never allow a recorded statement to be given by our clients to their own insurance company unless I’m also in the room or on a conference call with my client.

During a recorded statement, remember that insurance adjusters are trained to ask questions in such a way that they are trying to elicit responses from you that will hurt your case in the long run. Answers that will be detrimental to a good outcome in your case, and they’re trained to do so. We never allow our clients to give a recorded statement to the at-fault insurance adjuster.

When our clients have to provide a reported statement to their own insurance company, I prepare them beforehand. We will usually meet on the phone, in the office, on Facetime or Zoom and I discuss the range of questions that I would expect them to be asked and how best to respond. Obviously truthfully, but how best to respond because a lot of times my clients just have no idea the scope of the questions that these insurance adjusters will ask. My client are always thankful for the amount of time that I spend with them prior to the recorded statement to get them prepared to do their best job in answering the questions in a way that’s going to be beneficial to their case, or at least not detrimental to their case. So in short, you never have to give a recorded statement to the other person’s insurance company and second there are times in which you have to give a recorded statement to your own insurance company because of the terms of your insurance policy.

If you have any more questions give me a call at 813-915-1110. I’d be happy to walk you through any legal issue you have and represent you in your personal injury claim.

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I have received nothing but the best service I can ask for from Mike Hancock’s office. He and his office are true professionals in every sense of the word. They guided me along the process and had outstanding communication. I am more than pleased with the services they provided, and I would definitely recommend them to anybody.

— Kayla Hamilton

From first to last interactions with attorneys Mike and Claire Hancock, to all the supporting staff and legals, the office has always been courteous, knowledgeable, and professional. They have always gotten right back with me when I had a question, and would not hesitate to highly recommend them.

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Absolutely fantastic! The Attorneys and its staff are very knowledgeable. Through my entire process they kept constant communication and the return of calls. I couldn't have made a better choice.Can’t say enough. Thank you, Mike and Gabby.

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I want to express my thanks to you and your staff for handling my case. Your expertise and kindness in representing me was invaluable. Thank you so much for your professional and effective help. I won’t hesitate to recommend your firm to anyone who may need legal assistance

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I have no words to describe the wonderful experience that had been for me to do business with his legal firm . . . I really appreciate all the great effort that you guys put into my case.

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Heartfelt thanks to you for my check and for all your work for the extra check. I am so grateful to you. Appreciate everything very much! Special thoughts and prayers.

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Thanks for the awesome service. You both did so much work on this and I appreciate it very much. This is a great outcome.

- P.Q. of Palatka, Florida

Mike and his team are awesome, emails are always responded back same day and the chiropractor recommendation was great. I was in a small fender bender but was always treated as if my case was worth a million dollars. I recommend his firm 1,000% you won't be disappointed.

- Chris

Your unwavering commitment to my family, and the love and compassion you have shown by your actions, and not just words, have had a dramatic, unforgettable impact on us all. Your kindness and level headedness in your representation has helped us be able to live a decent and stress-free life from here forward.

- P.M. of Brooksville, Florida

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