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The Driver Who Caused My Accident Was Uninsured: Will I Still Be Compensated?

backend of a car that was damaged in an accident

If you have been injured by another driver’s negligence, it puts you in a difficult enough position. But if the at-fault driver has no insurance, the matter is that much more serious.

Florida law requires every motorist to carry personal injury protection (PIP), which you may turn to if the driver who leaves you injured has no insurance. If this is the challenging situation you find yourself in, don’t put off consulting with an experienced Florida car accident attorney.

PIP Coverage

PIP coverage is not as robust as the coverage that the driver’s liability policy would be. Yet it does cover the following losses, which can help considerably:

Uninsured Motorist Coverage

Besides your PIP coverage, you may also carry uninsured motorist coverage. It handles claims related to negligent motorists who don’t carry the insurance the law requires them to.

If you have an uninsured motorist policy, it will cover your claim much like the other driver’s policy would if he or she had one in place.

You aren’t required to buy uninsured motorist insurance. Yet, you do need to reject the coverage in writing when you buy car insurance. This makes it more likely that motorists like you do carry these policies.

The Insurance Process

Even if you carry uninsured motorist coverage through your own insurance provider, you should expect the insurance company to put profits first and attempt to keep your settlement as low as possible.

As such, there are several important steps you can take to help protect your claim from the outset:

Claims involving uninsured motorists can be exceptionally challenging. So, having professional legal counsel on your side is an excellent idea.

An Experienced Florida Car Accident Attorney Can Help

At Hancock Injury Attorneys in Florida, our seasoned car accident attorneys have extensive experience guiding claims like yours toward optimal outcomes that support our client’s rights and best interests.

Your recovery is too important to leave to chance. Please don’t wait to reach out and contact or call us at 813-527-9040 for more information today.