By Michael Hancock
Do I need an attorney for a car accident? I get this question frequently from callers. Often, the answer is no. I don’t hesitate to tell the caller that they should be able to handle the claim on their own. With some simple guidelines from me on how to proceed, the caller will recover his or her damages, without the need for an attorney nor paying attorney’s fees.
But there are other times when a caller has substantial injuries and medical bills, or substantial damage to his or her car, that it’s really best to hire a car accident attorney. For example, when my office first starts a new case, we help our clients with making sure the medical expenses are being properly submitted for payment, we help our client obtain a rental vehicle and if needed, help get their vehicle repaired. If a client is just trying to heal from injuries, taking care of these things can be very difficult.
Further, without the experience in personal injury law, it may be difficult to determine all available insurance coverage resulting from an auto accident. For example, If our client is injured while passenger in a vehicle, there could be many different layers of insurance coverage available: my client’s auto insurance, the driver’s auto insurance, the owner of the vehicle’s auto insurance, the at-fault driver’s auto insurance, the auto insurance of the owner of the vehicle that the at-fault driver vehicle was operating, and so on. Because we want to maximize all insurance coverage that is available, we look at all the potential sources of insurance.
Generally, if you have persistent pain, you are unable to go to work, or received treatment in a hospital after an auto accident, that was not your fault, out of an abundance of caution, at least call or email an attorney and get guidance on how to proceed.