Distracted Driving causes Car Insurance Rate Increases
You might have been able to tell, but there have been a higher and higher number of car accidents. While it is pretty bad in the Tampa Bay Area, this problem is plaguing the whole country. So what is to blame? Distracted driving. Texting, app usage and taking pictures have made drivers less and less alert on the road.
A recent survey by State Farm showed that 36 percent of drivers admitted to texting while driving. Drivers ages 18-29 were at a 64 percent rate. Honestly, we don’t think many are being honest. With the amount of accidents caused from distracted driving these percentages might not be telling the whole story.
As a result of distracted driving and the higher number of accidents, many major insurance companies have raised premium rates to cover the increase in phone-related accidents. With phone usage while driving being such a habit, we foresee this habit being extremely hard to break, which might lead us to financial stress.
Can you put your phone away?
So what do you think? Would you really miss anything that important if you didn’t look at your phone while behind the wheel. A reporter with ABC Action News tested this out with two college students. He drove with them for 45 minutes with no phones at all. Both girls were antsy to get their phones back at the end, and guess what? They missed nothing. Absolutely nothing that was vital. A couple emails, a few Instagram notifications, but nothing that would have needed immediate attention to risk an accident.
Many say, “I use my phone for GPS”. This is easily fixed by simply looking at the directions before hand so you are comfortable with the route you are taking. It’s also better, but still not preferable, to have your phone on a mount in front of you to the right or left so you aren’t looking down at directions.
We challenge you. Put your phone in a place where you can’t look at it on your next trip. No matter how tempted you are, just put it away. We also recommend putting on silent so you aren’t dying for a peek.